Retirement Ready Income Programs

Webinar Preparation & Procedures

Submitted by The Investment Shadow | RSS Feed | Add Comment | Bookmark Me!

Webinars are different. They are live, less structured, and totally dependent upon your  participation. The more questions, the more everyone will learn. So please do a little reading before you attend the meeting you are attending. I've written articles on most subjects and described or illustrated most of the terms and concepts I'll be discussing with you.

If you haven't read the revised edition of "Brainwashing", you should find the time to read some of these articles before attending. Most webinars have lasted an hour and a half or longer, but they will be shorter if the questions dry up. None of the webinars will even hint at any Investment Products that you would be able to purchase either from Kiawah Golf (or not) Investment Seminars, Sanco Services, Inc., or Steve Selengut.

Suggested tools for equity investing (The S & P Stock Guide & The Watch List Program) may be purchased from Standard & Poor's Corporation and Merritt Information Strategies, respectively, with no financial benefit to yours truly. 

Webinar Scheduling & How it Works:

Once you have registered for a Webinar, I'll do everything I can to get you ready. I'll be in touch by email asking for your questions, and I'll communicate the "Go to Meeting" instructions a day or two in advance of the meeting. No meeting will be conducted unless the minimum participation level is reached.  

All webinars are conducted using Citrix "Go To Meeting" software, and no downloads of any kind are necessary for you to log in to any of them. The email I send to you will be your "ticket". It will contain the URL where the meeting is being held, and a number to key in when you get there.

You will be able to interact with the group by voice and by instant message. Headsets are seriously recommended--- seriously! Please make sure your volume is very low, and no other noise makers are in the room with you --- children, radio, TV, music, etc.

If you hear an echo when someone speaks, it means there is a problem with the microphone or the volume control; please help by keeping your microphone muted until you have something to say.

Remember, these are not "canned" lectures. We both need to be prepared. My desk top will be visible to you on your computer screen, and I will use visual aids and illustrations whenever I can. Please bring "on-topic" questions with you and fire them off whenever they are ready.


Retirement Ready Income Programs
3912 Betsy Kerrison Pkwy
Johns Island, SC 29455
Phone (800) 245-0494 • Fax (843) 243-8509
Contact Steve directly for additional information: 800-245-0494
Please join the private article mailing list

Please read this disclaimer:
Steve Selengut is registered as an investment adviser representative. His assessments and opinions are purely his own. None of the information presented here should be construed as an endorsement of any business entity; the information is only intended to be educational and thought provoking.

Please join the private article mailing list or Call 800-245-0494 for additional information

Risk Management: Income, 401k, and IRA Programs

Take a free tour of a professional investment managers' private SEP IRA program during ten years surrounding the financial crisis:


In developing the investment plan, personal financial goals, objectives, time frames, and future income requirements should all be considered. A first step would be to assure that small portfolios (under $50,000) are at least 50% income focused.

At the $100,000 level, between 30% and 40% income focused is fine, but above age 50, the income focus allocation needs to be no less than 40%... and it could increase in 10% increments every five years.

The "Income Bucket" of the Asset Allocation is itself a portfolio risk minimization tool, and when combined with an "Equity Bucket" that includes only IGVSI companies, it becomes a very powerful risk regulator over the life of the portfolio.

Other Risk Minimizers include: "Working Capital Model" based Asset Allocation, fundamental quality based selection criteria, diversification and income production rules, and profit taking guidelines for all securities,

Dealing with changes in the Investment Environment productively involves a market/interest rate/economic cycle appreciation, as has evolved in the Market Cycle Investment Management (MCIM) methodology. Investors must formulate realistic expectations about investment securities--- by class and by type. This will help them deal more effectively with short term events, disruptions and dislocations.

Over the past twenty years, the market has transitioned into a "passive", more products than ever before, environment on the equity side...  while income purpose investing has actually become much easier in the right vehicles. MCIM relies on income closed end funds to power our programs.

To illustrate just how powerful the combination of highest quality equities plus long term closed end funds has been during this time... we have provided an audio PowerPoint that illustrates the development of a Self Directed IRA portfolio from 2004 through 2014.

Throughout the years surrounding the "Financial Crisis", Annual income nearly tripled from $8,400 to $23,400 and Working Capital grew 80% $198,000 to $356,000.

Total income is 6.5% of capital and more than covers the RMD.

Managing income purpose securities requires price volatility understanding and disciplined income reinvestment protocals. "Total realized return" (emphasis on the realized) and compound earnings growth are the key elements. All forms of income secuities are liquid when dealt with in Closed End Funds. 

Associated Content:
Seven Principles For Long Term Investment Success - Establish a profit-taking target for every security you purchase. Avoid Unrealized Gains, Embrace Vo...
The Greatest Investment Story Never Told - An excellent strategy even in today's investing environment. The current buzz on the street is that ...
Risk Management: Income, 401k, and IRA Programs - Sooner or later, every investment program (particularly your IRA and 401k) becomes a Retirement Inco...
Retirement Ready Income Investing Programs - If your portfolio has less than 40% invested for income, it is far more speculative than you think....
More Brainwashing Book Reviews - My partner and I love this book. We are enrolled agents, do around 800 business, personal, and trust...
The Art of Investing: Working Capital Model based Asset Allocation - This method of looking at things will get you where you want to be without the hype that Wall Street...
Investors Review Their Favorite Investment Book - In the midst of financial crisis, market upheaval, and world-class uncertainty, at least one financi...
What's Inside the Brainwashing Book - The Brainwashing of the American Investor is direct, hard-hitting and brutally honest...The title im...
A Millionaire's Secret Investment Strategy - A Millionaire's Secret Investment Strategy, by Steven R. Selengut, is an Investment Book written by...
Financial Services Website Warning Label - Financial Services Website Warning Label...

Please read this disclaimer:
Steve Selengut is registered as an investment advisor representative. His assessments and opinions are purely his own and do not represent the views of any other entity. None of his commentary is or should be considered either investment advice or a solicitation of business. Anyone seeking individualized investment advice should contact a qualified investment adviser. None of the information presented in this article is intended to be or should be construed as an endorsement of any entity or organization. The reader should not assume that any strategies, or investments mentioned are any more than illustrations --- they are never recommendations, and others will most certainly disagree with the thoughts presented in the article.